American Live Stock is the premier livestock insurer in the United States.
 Basic Cattle Mortality Policies
Registered cattle may be insured for terms of coverage ranging from 15 days to 12 months.
Cattle from age three months to seven years are eligible for coverage. Age exceptions can be made with an additional premium. Contact an American Live Stock agent representative for details.
American Live Stock offers two levels of Cattle Mortality coverage. An American Live Stock agen representative will be able to assist you in choosing the coverage that best suits your needs.
Full Mortality
The Full Mortality policy provides the highest level of mortality coverage. It covers death as a result of all natural causes including accident, sickness or disease, or euthanasia if recommended by your veterinarian. The coverage described below under Specified Perils is included in the Full Mortality policy.
Coverage requirements:
- A fully completed, signed and dated appliction.
- A satisfactory veterinary certificate of health carried out within 14 days of the coverage start date.
Note: Theft coverage may be added to a Full Mortality policy with an additional premium. Consult your American Live Stock agent representative for details.
Specified Perils (Limited Risk)
The Specified Perils policy covers death as the result of fire,lightning,accident while in transit and other specifically named perils outlined in the policy.
Coverage requirements:
- A fully completed, signed and dated application.
Note: For a small additional premium, you may broaden your Specified Perils coverage to include Optional Perils. Optional Perils includes loss from accidental shooting, drowning, artificial electricity, attack by wild dogs or wild animals, or collapse of building.
All applications and veterinary certificates of health must be submitted to the Company for Underwriter review and acceptance. Consult an American Live Stock agent representative to review your insurance needs.
Cattle Specialty Coverage
- Short-term coverage
- Prospective calf coverage
- Deductible policies
Consult an American Live Stock agent representative to review your insurance needs.
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